Please be advised that our website is scheduled for maintenance on July 6, 2026. During this time, the site may be temporarily unavailable or experience limited functionality. We apologize for any inconvenience and appreciate your patience as we complete these updates.

Regular Checking

NON-INTEREST BEARING

Regular Checking

Ideal if you want a worry-free account that offers unlimited check writing, MasterCard Card and free online banking, all with minimal fees.

Monthly service cost applies minimum balances maintained:

  • $7.95 fee for balances of $350 or less
  • $6.95 fee for balances of $350.01 – $500
  • $4.95 fee for balances of $500.01 – $650
  • $2.95 fee for balances of $650.01 – $750
  • NO FEE for balances of $750.01 or more
  • Unlimited check writing
  • FREE MasterCard Check Card or ATM Card
  • ScoreCard Rewards Program!
  • FREE Online Banking
  • Minimum opening deposit of $100

Now offering Instant Issue Debit Cards – when you open an account with Southern Heritage Bank, your debit card will be printed while you wait so you can begin using your account when you leave the bank.

mom and daughter shopping using a regular checking account