Certificate of Deposits (CDs)
Are available in a variety of terms to suit your investment needs. Contact one of our offices for current rates. Minimum to open is $5,000.00.
![Certificates of Deposit at Southern Heritage Bank](https://www.shbnet.com/wp-content/uploads/2022/07/AdobeStock_214783533_web-1024x683.jpg)
![Individual Retirement Accounts at Southern Heritage Bank](https://www.shbnet.com/wp-content/uploads/2022/07/AdobeStock_213476415_web-1024x682.jpg)
Individual Retirement Accounts (IRAs)
Are a great way to prepare for retirement. We offer Traditional IRA’s and Roth IRA’s.
For more information, please contact one of our bankers at any of our ten branches.