Personal Banking

Personal banking accounts at Southern Heritage Bank
Better banking with a personal touch

Financial Access Catered To You

Meet your perfect personal banking account: where our extras really add up.Save for your dreams or just a rainy day, earn on your savings, or take advantage of our special accounts. Contact a Southern Heritage Bank representative near you to discuss the best options for your financial needs.

Personal Banking Accounts

With personal checking at Southern Heritage Bank, you have complete access to financial and security benefits.  Plus you control your fee.

A perfect companion for your Secure Checking Account and a great way to put money away for a vacation, a wedding, a down payment on a house or car.

Southern Heritage Bank can assist with all your personal loan needs. Whether it’s a car, boat, RV, home equity loan or home equity line of credit the team at SHB will help with the option that is right for you.

Expand your money by choosing a Certificate of Deposit (CD) or Individual Retirement Account (IRA).

Let's make switching banks easy.

The No-Glitch Switch Kit

Southern Heritage Bank can show you how easy it is to switch banks! Everyone looks for a hassle free way of moving current personal or business accounts, now the switch is simple with the pages enclosed. With a new account from Southern Heritage Bank, you’ll have all you need to transfer direct deposits, automatic withdrawals, and social security benefits from your previous bank(s).

Follow the No Glitch Switch Kit to financial freedom!

No Glitch Switch Kit