Personal Checking

Secure Checking

The Secure Checking account at Southern Heritage Bank gives you complete access to financial and security benefits. Plus you control your fee. 

Personal Banking at Southern Heritage Bank
mom and daughter shopping using a regular checking account

Regular Checking

Ideal if you want a worry-free account that offers unlimited check writing, MasterCard Card and free online banking, all with minimal fees.

NOW Account

Save a little, earn a lot with the interest-bearing NOW Account at Southern Heritage Bank.

NOW Account
Personal banking accounts at Southern Heritage Bank

Ready Money Reserve

With the Ready Money Reserve account from Southern Heritage Bank, you’ll earn money on your savings.

Super 60

An personal account for those age 60 and better! No Monthly Fee if minimum balance is over a $100.

Personal Banking at Southern Heritage Bank
Student in library

Student Checking

You have constant access to your account and your money – even if you pull an all-nighter or take a weekend road trip. Your parents can even transfer money from their Southern Heritage Bank account to yours!