Page Type: Personal

Student in library

Student Checking

NON-INTEREST BEARING Student Account You have constant access to your account and your money – even if you pull an all-nighter or take a weekend road trip. Your parents can even transfer money from their Southern Heritage Bank account to yours! Totally FREE Checking No monthly service charge Unlimited check writing FREE MasterCard Check Card …

Student Checking Read More »

mom and daughter shopping using a regular checking account

Regular Checking

NON-INTEREST BEARING Regular Checking Ideal if you want a worry-free account that offers unlimited check writing, MasterCard Card and free online banking, all with minimal fees. Monthly service cost applies minimum balances maintained: $7.95 fee for balances of $350 or less $6.95 fee for balances of $350.01 – $500 $4.95 fee for balances of $500.01 …

Regular Checking Read More »

Personal Investment Accounts at Southern Heritage Bank

Personal Investment

Certificate of Deposits (CDs) Are available in a variety of terms to suit your investment needs. Contact one of our offices for current rates. Minimum to open is $5,000.00. Individual Retirement Accounts (IRAs) Are a great way to prepare for retirement. We offer Traditional IRA’s and Roth IRA’s. For more information, please contact one of …

Personal Investment Read More »

Personal Loans

Personal Loans Southern Heritage Bank can assist with all your personal loan needs. Whether it’s a car, boat, RV, home equity loan or home equity line of credit the team at SHB will help with the option that is right for you. Find a Lender

father, daughter, beach-656734.jpg

Savings Account

PERSONAL SAVINGS Savings Account It’s the perfect companion for your Secure Checking Account and a great way to put money away for a vacation, a wedding, a down payment on a house or car. Competitive interest is earned on balances over $100 Pre-authorized transfer from any existing Southern Heritage Account Minimum opening deposit of $100 …

Savings Account Read More »

Christmas Club Account at Southern Heritage Bank

Christmas Club

PERSONAL SAVINGS Christmas Club Southern Heritage Bank’s Christmas Club account is an excellent way to save, making things easier on your bank account when the holidays roll around. $5 minimum to open $15 penalty to close account early Pays interest in November Automatic transfer funds from another Southern Heritage Bank account You can deposit at …

Christmas Club Read More »

father, daughter, beach-656734.jpg

Personal Savings

Personal Savings Account It’s the perfect companion for your Secure Checking Account and a great way to put money away for a vacation, a wedding, a down payment on a house or car. View more Christmas Club Account Southern Heritage Bank’s Christmas Club account is an excellent way to save, making things easier on your …

Personal Savings Read More »

Personal banking accounts at Southern Heritage Bank

Ready Money Reserve

INTEREST-BEARING Ready Money Reserve No monthly fee if minimum balance is over $2,500 Monthly service cost $9.95 if balances falls below Interest is paid on balances above $2,500     Tier 1: $2,500 – $24,999     Tier 2: $25,000 – $49,999     Tier 3: $50,000 – $99,999     Tier 4: $100,000 and above Six withdrawals per statement cycle, including a …

Ready Money Reserve Read More »

Personal Banking at Southern Heritage Bank

Super 60

NON-INTEREST BEARING Super 60 Designed for those age 60 and better! No Monthly Fee if minimum balance is over a $100 Monthly service cost $3.00 if balance below Unlimited check writing FREE MasterCard Check Card or ATM Card ScoreCard Rewards Program! FREE Online Banking FREE Internet Bill Pay Minimum opening deposit of $100 Now offering …

Super 60 Read More »

NOW Account

NOW Account

INTEREST-BEARING NOW Account No Monthly fee if minimum balance is over $1,500 Monthly Service Charges applies to minimum balances maintained:  $8 fee for balances of $300 or less $6 fee for balances of $300.01 – $500 $4 fee for balances of $500.01 – $1000 $3 fee for balances of $1000.01 – $1,500 NO FEE for …

NOW Account Read More »