Please be advised that our website is scheduled for maintenance on July 6, 2026. During this time, the site may be temporarily unavailable or experience limited functionality. We apologize for any inconvenience and appreciate your patience as we complete these updates.

FREEDOM PLUS Ready Money Reserve

INTEREST BEARING

FREEDOM PLUS Ready Money Reserve

For businesses with large balances that want market-responsive rates and liquidity. Earn competitive interest on higher account balances with tiered rates!

  • No monthly fee if minimum balance is over $2,500
  • Monthly cost of service $9.95 if balance falls below
  • Interest is paid on balances above $2,500
    Tier 1                  $2,500 – $24,999.99
    Tier 2                $25,000 – $49,999.99
    Tier 3                $50,000 – $99,999.99
    Tier 4                $100,000 and above
  • Three withdrawals per statement cycle
  • $9.95 fee per debit if withdrawal limit exceeded
  • Minimum opening deposit of $2,500

Now offering Instant Issue Debit Cards – when you open an account with Southern Heritage Bank, your debit card will be printed while you wait so you can begin using your account when you leave the bank.

FREEDOM Plus Ready Money Reserve