We offer various types of commercial loans to meet your business needs. Please check with any SHB loan officer for details. They are available to help you with each step, from application to closing the loan. Stop in and visit with one of our friendly local bankers today for more details.
Small Business and Commercial Loans with terms to fit your business needs.
Business Lines of Credit for recurring needs. Flexibility without repeated paperwork.
Letters of Credit
Business Credit Cards so convenient for many business needs. Check out our competitive rates. Deal with people you know and trust!
Pay By The Ton Program with equipment loans and equipment insurance loans for today's logging firm.
How do you know which accounts are right for your business? The first thing to consider is your account balance – is it typically above or below $2,500? Other important factors include how many transactions you make a month and how you prefer to access funds. To get a better idea of which accounts are right for your business your local Southern Heritage Bank representative will be happy to assist you whit any of the accounts listed below.
FREEDOM Small Business Checking
Designed for businesses with more of a modest monthly account activity level.
FREEDOM Commercial Checking
An ideal account for businesses having higher levels of monthly account activity.
FREEDOM PLUS Business Checking
Interest-bearing business checking accounts are available to individuals, sole proprietorships, non-profits groups, schools, hospitals and other specific businesses and organizations. If your business falls into one of these categories, you can earn interest on your account’s daily collected balance. Variable-rate simple interest will be paid each month and will be shown as a separate entry on your account statement.
FREEDOM PLUS Business Money Market
An account for businesses interested in higher interest!
FREEDOM Ready Money Reserve
For businesses with large balances that want market-responsive rates and liquidity. Earn competitive interest on higher account balances with tiered rates!
FREEDOM Business Statement Savings
For businesses that want to earn interest on smaller balances without tying up funds.
Lowest cost credit card processing is easy and available through Southern Heritage Bank.
You have many options when it choosing a credit card processing service. Choose a local processor for a level of customer service and processing rates that other companies cannot match.
Payment Processing Options: